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Expat Banking


Problems might occur when you want to open a bank account in strange country whose language you don’t even understand. You also wonder which bank in China is most suitable to your needs, and if the bank of your choice is reputable enough. Let us at Asia Expat Guides break the language barriers and give you unbiased opinions…


Product Description

The country is fast-growing and everything works in a straightforward manner. There are bountiful expat banking options in China, both local and international. While China is very much a cash-based society, having a local bank account allows for cheaper banking as well as the ability to purchase certain goods and services online that are unable to be purchased by foreign debit and credit cards.

Problems may arise when you open a bank account in China. For one, the language barrier is a big obstacle for foreigners. However at Asia Expat Guides, we have locals that are experts in Chinese banking and can converse in fluent English. We will break down the communication barrier for you and ensure that you will receive only the most precise pieces of information. We can also recommend and sieve down the details between the “Big Four” banks in China – Bank of China (BOC), China Construction Bank (CCB), Agricultural Bank of China (ABC) and the Commercial Bank of China (ICBC) – that are considerably bigger than their competitors in China. These larger institutions offer reliability, convenience and are likely to have employees who are better versed in English.

Also, businesses in China that accept cards typically accept only Union Pay, and not Visa or Mastercard. Union Pay in China is only available through Chinese banks and a few select international banks.We at Asia Expat Guides will be alongside to aid in your administrative process for your Union Pay Card that will be advantageous and convenient for you and your family.

Opening a bank account in China is not all that difficult with our help at Asia Expat Guides. Our professionals here are just perfect to support and refine your decisions, so that your finance worries would be unfounded in China. With Asia Expat Guides, you will get only the best banks in China. We will protect your interests wholeheartedly!

Get in touch with us for FREE consultation about expat banking. Email us to or contact us here.



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